Monday, October 12, 2009

Intressant samtal

Jag har precis haft ett ganska intressant samtal! Det var exmaken till en av de svenska damerna i TV3s Svenska Hollywoodfruar. Eftersom jag inet tog betalt för samtalet anser jag det OK att nämna det här...

Det var exmaken till hon som har ett dubbeltförnamn (vill inte skriva här eftersom han verkar Googla henne rejält).

Han hade med intresse följt tvserien och ville bara ha lite översättning av vissa delar av det 4:e avsnittet. Det verkar som om han är oerhört förvånad över att hon har varit och tittat på hus i 42-62 miljonerklassen, han fattar inet hur hon ska ha råd med det, och han och hans advokat håller på och gräver runt lite antar jag.

Lite häftigt att få lite inside information sådär! Han verkade riktigt trevlig. Jag kunde dock inte direkt ge honom någon information eftersom hon inte pratar om honom alls förutom i förbigående i programmet.

Det är ganska så intressant hur många jobb jag faktiskt får är antingen en man elelr kvinna tror att den andra hälften är otrogen och de vill ha reda på vad de säger i diverse email osv. (Där den ena parten är amerikansk och den andra svensk). Hittls efter 9 år har jag aldrig hittat annat än helt oskyldiga skriverier. Folk kan verkligen vara misstänksamma ibland!

Columbus Day

This is a National Holiday and banks, postal office and schools are closed... well, except for Sarah's it seems! Regular day for her today, but they get the 26th off instead.

We had a nice Sunday. Apparently a new heat record was set yesterday, and I believe it! It was hooooot. We took the dogs and went for a nature hike. They almost burst their lungs trying to pant. Luckily we brought cool water for them to drink and I always put water on their heads and backs to cool them off a bit. We were all thankful for the cool AC in the car on the way back :-)!

I also went by the pharmacy and got my regular flu shot yesterday. Greta that they have drop-in like that, 7 days a week! So now I am ready for the swine flu shot which will come in here soon. I can't take the nasal spray since it uses partial live virus, it is not recommended for someone with a compromised immune system

I will call and see when Sarah's pediatrician will theirs ready. There is no charge for the vaccine, but depending on where you go, there might be a fee for administrating it. If you can't afford a regular doctor, you can go down to the Public Health Office and get your s their. Good to know the vaccine is truly available for all!

My mother in law is coming on Wednesday to spend the night, we haven't seen her since May, since she travels all summer long. Should be fun, Sarah is very excited to see her for sure!

Tomorrow I have to spend about 1 hour at the car dealership. They replaced a motor for one of my back windows, but it was a faulty part, so they have to replace it again. Luckily it is all covered by insurance. But considering how much work I have to do this week, I am a bit stressed about not having enough time. But I am sure it will all work out just fine.

Ken and I talk about the house a lot, it is really weird having to wait this long, I just want to have it all done! But it will all hang on the house inspection I think, until that is done we won't know for sure if this will be the house or not... But we both fell in love with it, so we sure hope so!

Saturday, October 10, 2009

Fruitville Grove's Pumpkin Festival

Today we visited Fruitville Groves's Pumpkin Festival.

They have a year round fruit and vegetable store, and they are run by one of the local Amish families. You can also buy all kinds of Amish food items like sauces, jellies and bread inside the store. I got some hand made anise candy, tasted just like Swedish "Kungen av Danmark".

It is a small Pumpkin Festival, but compared to other larger once in the area, they don't charge for admission and parking. Of course you have to visit the Pumpkin Patch and pick out some pumpkins and gourds. I got a few funny looking gourds for the kitchen, since I moved to the US they really give me that "now it is fall" feeling.

We enjoyed some grilled food and cool drinks after walking around and looking at all the festival had to offer. Unfortunately Florida is having a bit of a heat wave right now, so at 37 C and sweltering humidity, it is really hard to stay active outside too long.

Here are some pictures form today:


Funny "grave markers" decorated the parking lot

Pick your pumpkin in the Pumpkin Patch

Lots of veggies and fruits to choose from

More yummy stuff

Sarah practicing her driving skills

Ken and Sarah strolling through the market area

Local vendors offering their goods under a giant old oak, hoping to cool off a little in the heat

Sarah on the farm's little "train"

Sarah pretending to use the outhouse :-)

Sarah enjoyed a pony ride in the shade of the oaks

Sarah in the Pumpkin Patch

Thursday, October 8, 2009

House Update 2

The house is now officially off the market. Hopefully the bids will go to the bank by Monday, and we will know exactly how many bids we are competing with. Hopefully only that one low ball offer.

The listing agent informed us that we can expect a very lengthy process, and he doubted we would close by January 15th. But our Realtor thinks we will at least know if we have it by November, we will see.

Another dark cloud is also to be address later on.

Many houses in the US that were built between 2004-2007 has faulty drywalls from China (kallmurar). Not a good thing at all! There are a few houses that are confirmed in the subdivision we are looking at, and it looks like the next door neighbour to the house we have an offer on have this Chinese drywall. Since they were built by the same builder and at the same time, it is most likely so that "our" house has it too.
This will be determined later on during the home inspection, but we will also hire a Chinese drywall expert, since it can be difficult for a regular home inspector to find out, it is a bit of a forensic process. So if this is the case we will of course not but this house, and just look for something else.

I just wish we could get a confirmation if we have the house NOW, do the inspection NOW, and know for sure if this is our house to be or not, but patient, patients...

Now back to a ton of work projects that are piling up!

Ressugen?

Meddelande till familjen hemma i Sverige:

Morsan (aka mormor beroende på vem i släkten som läser detta) är sugen på att åka till Florida igen!!!

Om någon har lust att åka med henne så vore hon nog riktigt glad. Hon har inte råd att bjuda på biljetten, men om det är någon som har funderat på att åka men inte vill åka själv så är detta ett tillfälle.

Visst, hon gnäller mycket (mest angående maten och att "inget är som hemma"), men det är ju morsan (mormor), så SÅ illa är det nog inte! (Ha, ha, ha!!!)

Och vi kommer ju att ha ett mycket större hus, så vi kan nog gömma undan henne i något rum om hon blir för besvärlig :-)!!!

Alternativt att någon åker med henne hit och att hon stannar kvar ett längre tag och sedan åker hem själv. Hon kommer i vilket fall att åka som handikappad båda vägarna, så hon får rullstolsskjuts mellan flighterna. Hon orkar nog inte riktigt med att gå någon längre sträcka.

Hon vill som hon sa, gärna åka till Florida en 3:e gång "innan jag lägger sockarna i vädret"...

Wednesday, October 7, 2009

House Update

Everything is still a bit up in the air. The seller's agent has to wait until Friday or Monday to send in the offer to the bank, and if he receives any other offers before then, they will be included as well.

So that is the only problem, not knowing if our offer is the one they will like the best or not. At least we offered a little above the asking price, so that should help...

The seller's agent also said we should be prepared for a long wait, since they bank is really slow in everything. He doubted we would be able to close by January 15, but who knows?

I have actually come to peace with the entire process. I don't care who it goes. The longer wait is good, since it will give us plenty of time to prep our current house for renting and also find a renter. Plus, there are so many great houses on the market right now, so if it won't be this one, I am sure we can find one equally great!

So whatever happens, it happens. No more crazy butterflies!

I am going to concentrate on the now and try to work as much as I can, so I can save up some money to buy fabulous new things for the new and BIGGER house!
Plus, the Holidays are coming up: Halloween, Thanksgiving, Christmas and New Year's. Plus a little mountain vacation in between. Lots to keep me occupied!

The great thing about moving is that it gives you a chance to go through all your belongings and clean out a lot you don't need. And because we are waiting at least 3 months, it gives me lots of time to collect boxes for moving stuff in, they are so hard to find nowadays when stores recycle everything right away...

Tuesday, October 6, 2009

OK here it goes...

I still can't talk about the second event that is going on, it is very private, but we should hopefully have a conclusion to that in a week or so...

BUT...

What I can tell you is, as Petra and many of you probably guessed... We are buying a new house!

Unfortunately these are tough economic times and a lot of people have found themselves stuck with homes too expensive, not being able to pay their mortgages. This has recently flooded the real estate market with lots and lots of opportunities to get a great deal on short sales and foreclosure properties, if you are in the market to buy.

The house we are hoping to get is a so called short sale. This means the owner of the house can no longer pay their loan, and the lender has agreed to letting the owner sell the house to a significantly reduced rate. What this does is of course keep the owner from foreclosing (loosing the house to the lender) on the property. So no major credit flaw! The lender on the other hand usually gets a better deal through a short sale since they don't have to go through the lengthy and costly process of foreclosure.

But a lot of people don't want to buy a short sale property since it can take a looooong time. Actually, 3-5 months is the standard!

Lucky for me, one of my best friends is a Realtor, and she was able to negotiate with the Realtor of the house we are interested in, and if our offer is accepted by the seller, he will take the house off the market until we here back from the lender if they agree on the price. At least then we can be sure of no other offers coming in and potentially beating ours.

Our offer is going in today, and so far they only have one, very low offer, so we should be good. I guess we will just have to wait until Thursday to know if we are in or not.

But even if the seller accepts our offer, the lender still have to approve it. Since the lender is the largest lender in the US, it can take a month just for them to open and look at our offer. Then they will do an appraisal of the property to see if they will accept it. And THEN they will tell us yes or no. So basically we are looking at a closing date at the earliest January 15, 2010. Could be as late as March too.

Because of this procedure a lot of people shun away from buying a house that is a short sale. But they can be a real bargain, as is the case with this particular house. It has been on the market for almost 2 years now, and they have been lowering and lowering the price. Friday they slashed it finally another $100,000. From the original listing, the price has been reduced a total of $286,000!!!

And now for the fun stuff: the house is absolutely beautiful! It is in a quiet little community just north of us, a little closer to Tampa. It is right off the Manatee River, and there is a brand new school just 2 minutes away. Lots of things to do outside in the area, and the community itself has hiking trails along the river and a place to launch a canoe into the river. You can actually go all the way out to the Gulf of Mexico on the river.

There is a nice clubhouse and a pool for all residents to use, as well as the standard tennis and basketball courts and playground.

But what we both liked about the area is how right it feels. Very relaxing and surrounded by nature. No traffic, no noise...

The house is situated on a lot tucked in the back of the community, at an angle so you really can't see into the neighbors yards that much. The back of the house consists of a large grassy lawn, then a huge lake and behind it is a nature preserve with the river snaking through it.

The patio is pretty big, 36X12 (11x3.5 meter), and off the top floor is a huge 44 foot (13.5 meter) long deck/balcony overlooking the lake and the nature preserve.

The house is very big, almost 1.5 times bigger than our current house, so lots and lots of room for visitors (blink, blink).

Speaking of our current house, we decided to keep it and rent it out for a few years until the market stabilize a little more, so we can get back the money we put into it. That is another plus with the new house, it is only 3 years old, so not much that need to be done. It has tile and wood floors in all the living areas downstairs, and high quality carpet upstairs. I have a feeling we will probably get rid of some of the carpet later on, and we also want to add a little fence in the back for the dogs, but other than that we should be good.

3502 square feet (325 square meters), 4 bedrooms, 3 full bathrooms, 2 half baths (5 toilets to clean!), a formal dining room with a little sitting area, upstairs media room (will probably be a playroom for Sarah) and a large bonus room with access to the upstairs deck, plus indoor laundry room and a huge 3 car garage.

Here are a couple of pictures, not very good quality I am afraid. You can't quite see the lake from the deck in this picture, but the edge of it is right there in the upper right.



So as you can understand I am very excited. How I will survive waiting for months to even find out if they will accept, I don't know! And of course there is a chance we won't get it, but based on the information we have, it looks very promising. If not, there are lots of other fish in the sea... Bottom line is that when spring comes around, we WILL be in a newer, bigger house!

Monday, October 5, 2009

Life Changing Events Going On!

Wow. The last week and a half have been the start of some pretty life changing events for us!

I don't want to say what until things are more set, but I can say that I am NOT pregnant :-)!

Two events, both equally BIG! Wow. But the good thing is that both are 90 % POSITIVE, so that is a plus.

I just have so many thoughts going through my head. Both Ken and I couldn't get any sleep until after 1 AM both Saturday and Sunday night after the second event came in play on Saturday morning.... I am so excited! I went to bed Saturday thinking that all the butterflies in my stomach would have settled by Sunday morning, but NO! And they are still in there...

How I possibly are going to be able to concentrate on anything but these two events I have no idea. But I have a huge work project coming up soon, so I am hoping that will be the distraction I need right now.

I will tell you all about ALL this as soon as I can. And if I hear anything about these things from anyone, I KNOW who told, since only two people know about both events, and a third person knows about the first event. You know who you are, hope you can keep quiet ;-)!!!

Hopefully there will be some developments in one area this afternoon, I just can't wait until all this is done!!!

So how about that to get the Monday started? :-)

Friday, October 2, 2009

Fresh start on the weekend

It feels like I haven't done anything today, but when I start thinking about it, well...

I did two translations jobs, I washed a huge load of laundry, I walked the dogs, I watered all the plants in the garden, I watched Grey's Anatomy (from last night), I made and ate lunch, I did a lot of admin on the computer...

So not too bad... I am going to pick up Sarah in about 20 minutes, and I think I will spend the afternoon making the house nice and clean, always nice to start the weekend out fresh!

And maybe I can get Ken to bring home some Chinese food, that would give the weekend an even better start!

First taste of fall...

For two days now we got to pretend fall is here. We have been waking up to low humidity and only 20C. Heaven! Too bad it was over 30C again after lunch! And even sadder that it was just temporary...

But it is coming, the heavenly time in Florida known elsewhere as fall! I am looking forward to many pleasant walks without being super soaked in sweat afterward...

So Friday again... Ken has planned a visit to the Marina Jack waterfront park in downtown Sarasota. It is such a wonderful place to walk, people watch and just enjoy your day. They have a cool tropical looking restaurant right on the water that we for some reason never have tried, so we will test that out too. And Sarah is looking forward to the awesome playground in the park. Should be a nice day!

I have put some of my Halloween and fall decorations out, I have gotten the traditional "cinnamon broom", these things are hand made little brooms, soaked in cinnamon oil. They smell very strong of cinnamon, so I usually place one at the front entrance, so when you go in and out you get a nice whiff of cinnamon. I also got my first pumpkins yesterday, one big and a couple of mini once.

Our pumpkins out by the front door, you can see the top of the "cinnamon broom" behind them too.