Thursday, March 22, 2007

Home insurance

I just e-mailed the home inspection report to the insurance agent, so I hope he can deliver. He didn't exactly sound super smart when I spoke to him before. I tried to be as detailed as possible, this is the body of the mail:

I spoke with you last week regarding our Home Owner's Insurance Policy. It is up for renewal on April 19, 2007, and since the premium has gone up so much from last year, we decided it was time to see if we qualify for a discount/discounts since we have made several premium hurricane protection upgrades to our home. The upgrades consist of:
  • New roof with Premium Owens Corning WeatherGuard® HP shingles meeting grade UL 2218, Class 4, (130 mph wind resistance)
  • New hurricane high grade panels for all windows made out of galvanized steel (except for the kitchen bay window where they are clear Lexan GE-material)
  • New hurricane 3-brace system for the garage door, made out of steel from Secure Door®, (185 mph wind resistance)
From our understanding, new laws require the insurance companies to provide discounts if the home has been rendered hurricane wind protected (up to 40 % of wind damage premiums, for instance).
We had the same home inspection company that inspected the house before we purchased it inspect again, as you suggested. His report can be found in the attached PDF-file. Please let us know as soon as possible if this is enough, and what will happen next. The premium is due soon, and we would like to get it taken care of.

He replied that he has forwarded the information to the company and we should here from them before April 10. We will see what happens, I guess!

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